We Are A Trusted & Reliable Mortgage Broker In Indianapolis

Enjoy A Simplified & Hassle-Free Mortgage Lending Process With Our Personalized Mortgage Loan Solutions.

Get Mortgage Loan At Low-Interest Rates In Indianapolis

Dreaming of buying your own house but worried about the high mortgage loan rates in Indianapolis? Trust Mortgancial Planner, the best Mortgage Broker in Indianapolis and the preferred choice for personalized Mortgage Brokerage services. Our experts work on your behalf and help you secure the home loan or refinance the current mortgage at the best possible mortgage loan rates in Indianapolis. As the trusted mortgage loan broker in Indianapolis, we focus on providing personalized mortgage loan solutions and making the loan process hassle-free.

Our Different Mortgage Loan Programs

We at Mortganical Planner understand that every client’s mortgage loan needs differ. As the best mortgage broker in Indianapolis, our ultimate goal is to provide personalized loan solutions and ensure homeownership to every buyer looking to buy a dream home. That’s why we have different mortgage loan programs catering to every client’s needs. At Mortgancial Planner, we offer unique loan programs and the best mortgage loan rates in Indiana.

Conventional Loan Programs

  • Conventional Loan (Standard)
  • Conventional Home Possible 3% Down
  • Conventional Home Ready 3% Down
  • Conventional HomeStyle Renovation Loan 
  • Conventional Jumbo Loan
  • Conventional One-Time Close Construction Loan
  • Conventional Manufactured Home Loan
  • Conventional Mortgage 3-2-1, 2-1, 1-1 Buydown loan

Federal Housing Administration (FHA)

  • FHA (Standard)
  • FHA 1.5% Down Loan 
  • FHA 3.5% Down Loan 
  • FHA 203 K Renovation Loan 
  • FHA Manufactured Home Loan 
  • FHA One-Time Close Construction Loan 
  • FHA 3-2-1, 2-1, 1-1 Buydown loan

Veteran Affairs (VA)

  • VA (Standard) 
  • VA Renovation Loan 
  • VA One-Time Close Construction Loan 
  • VA Manufactured Loan 
  • VA 3-2-1, 2-1, 1-1 Buydown loan

U.S. Department of Agriculture Home Loans (USDA)

  • USD (Standard) 
  • USD Renovation Loan 
  • USD One-Time Close Construction Loan
  • USD 2-1, 1-1 Buydown Loan

Non-Traditional Mortgage Loans

  • 12-24 Months Bank Statement Program 
  • Asset Depletion Mortgage Loan 
  • Investor Advantage Loan

We always keep ourselves updated with the latest mortgage rates in Kentucky and Indiana that help our clients make the right loan decision. As the trusted mortgage broker in Indianapolis, we offer many mortgage loan solutions at the lowest interest rate possible.

Our Mortgage Loan Process

We believe in providing simplified and personalized mortgage loan solutions to people. Our approach to the hassle-free loan process at the best possible interest rate makes us the trusted mortgage broker in Indianapolis and Kentucky. Our personalized approach to providing mortgage loan solutions to individual needs differentiates us from other Indianapolis mortgage brokers.

Information Gathering

This step aims to gather vital information involving financial documents, EIN, credit rating, etc.

Personalized Consultation

After that, our mortgage broker provides you with a personalized consultation based on your customized loan needs.

Application Process

In the next step, we assist you with all the paperwork and formalities required during the application process for a mortgage loan.

Refinance Or Buy New Home

We work with you to refinance or shop for a new home and structure the purchase agreement.

Why Choose Us As Your Ideal Mortgage Broker In Indianapolis?

Finding a trusted and reliable mortgage broker in Indianapolis and Kentucky can be cumbersome. Most importantly, a broker who understands your mortgage loan requirements and offers personalized solutions worth every dollar.


Mortgancial Planner is a licensed Business Bureau-accredited mortgage firm providing personalized mortgage loan solutions to people in Indianapolis and Kentucky. Here are the reasons why you should choose us as your trustworthy mortgage broker in Indianapolis:

  • Personalized mortgage loans
  • 25+ years of experience 
  • Best interest rates in Indianapolis
  • Different mortgage loan programs
  • Transparent fee structure
  • The simplified mortgage loan process

It’s time to speed up the mortgage loan process with the best Mortgage broker in Indianapolis and Kentucky. Step into your dream home by getting a mortgage home loan at a low-interest rate with a Mortganical Planner.


You can get the best mortgage rates in Indiana at Mortganical Planner, as we offer a mortgage loan at the lowest interest rate possible.

Mortganical Planner is the trusted mortgage broker in Indianapolis with over 25 years of experience. We have personalized loan solutions for every client.

Mortganical Planner offers various loan programs, including conventional loan programs, FHA, VA, etc.

You can use our mortgage calculator available on our website to calculate the mortgage payment online.

About Us

Obtaining the lowest mortgage rate at the least amount of cost is a very important step in the mortgage process however it is not enough to equate to a successful home ownership! Learning the proper steps to eliminate debts, mortgage debt and counterbalancing household finance is essential.

Richard Dixon Owner
Mortgancial Planner
Company NMLS 2441422
Individual NMLS 60765
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