Fast-track Your Home Loan Journey With Mortgancial Planner

The States Indiana and Kentucky are located in a very competitive marketplace due to lower price range homes and property taxes than other states in the US. Whether you’re a first-time home buyer or refinancing your existing home, Mortgancial Planner – a trusted mortgage broker in Indiana and Kentucky can help! Whether you want a mortgage loan for buying a home, refinancing a current residence, purchasing a vacation property, we help you procure new home loans and refinance existing loans swiftly. We’re licensed in the state of Indiana and Kentucky with a BBB accreditation. As we know the importance of communication, we maintain it throughout the loan process to make it stress and hassle-free. In addition, our knowledgeable loan brokers understand the current housing market and offer mortgage loans at the lowest interest rate.


Our Unique Loan Programs

At Mortgancial Planner, we offer a full line of residential home mortgage loan programs to fit all situations. We always keep ourselves updated with current interest rates and offer mortgage loans at the lowest rate. We also help people with credit challenges such as late payments, bankruptcy, etc. Our only goal is to save you money, so we guarantee the best-fixed rate you can easily qualify for. You can count on us for our different loan programs catering to your needs and requirements.

Conventional Programs

  • Conventional Loan (Standard)
  • Conventional Home Possible 3% Down
  • Conventional Home Ready 3% Down
  • Conventional HomeStyle Renovation Loan 
  • Conventional Jumbo Loan
  • Conventional One-Time Close Construction Loan
  • Conventional Manufactured Home Loan
  • Conventional  Mortgage 3-2-1, 2-1, 1-1 Buydown loan

Federal Housing Administration (FHA)

  • FHA (Standard)
  • FHA 1.5% Down Loan 
  • FHA 3.5% Down Loan 
  • FHA 203 K Renovation Loan 
  • FHA Manufactured Home Loan 
  • FHA One-Time Close Construction Loan 
  • FHA 3-2-1, 2-1, 1-1 Buydown loan

Veteran Affairs (VA)

  • VA (Standard) 
  • VA Renovation Loan 
  • VA One-Time Close Construction Loan 
  • VA Manufactured Loan 
  • VA 3-2-1, 2-1, 1-1 Buydown loan

U.S. Department Of Agriculture Home Loans (USDA)

  • USD (Standard) 
  • USD Renovation Loan 
  • USD One-Time Close Construction Loan
  • USD 2-1, 1-1 Buydown Loan

Non-Traditional Mortgage Loans

  • 12-24 Months Bank Statement Program 
  • Asset Depletion Mortgage Loan 
  • Investor Advantage Loan

Under the aforementioned loan programs, you can find a variety of mortgage loans as per your needs. Ready to connect with the best mortgage broker in Indiana and Kentucky.

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Our Simplified Mortgage Loan Process

At Mortgancial Planner, we have streamlined the mortgage loan process with our years of experience. As a leading mortgage broker in Indiana and Kentucky, we do all the work to ensure that you save money and grab the best possible deal. Since we understand that every homeowner has different requirements, we look at loans individually to address a particular situation. To make the process hassle-free, our expert mortgage brokers will start with pre-consultation, then give you an information packet review, provide a pre-approved application and initial approval, refinance or shop for a new home, and finally, loan consultation. We aim to offer you stable and informative support to help Indiana and Kentucky homeowners achieve their personal financial goals.

Why Trust Mortgancial Planner For Residential Mortgage?

Are you in search of a reliable mortgage broker in Indiana and Kentucky? Place your trust in Mortgancial Planner. As a Better Business Bureau-accredited mortgage firm, we hold a valid license to operate in the state of Indiana and Kentucky. Richard Dixon is a seasoned mortgage loan broker who endeavors to provide a seamless and stress-free mortgage experience for every client. Mortgancial Planner stands as the foremost choice for mortgage brokerage services in major cities in Indiana and Kentucky, owing to the following reasons:

Personalized Mortgage Loans

We offer personalized mortgage loans to each client after thoroughly analyzing their financial summary and reviewing their needs.

Get Expert Advice

From offering mortgage loans to home buying tips on different mortgage programs, we offer genuine and unbiased advice to all our clients.

25+ Years Of Experience

Trust our 25 years of experience to transform your aspirations into reality, one mortgage at a time. Unlock your dream home with Mortgancial Planner.

Low-Interest Rate

Unlike other mortgage loan brokers in Indiana and Kentucky, we offer mortgage loans at the lowest interest rate so that clients can buy or refinance their dream homes with ease.

Hassle-free Loan Process

We make the process of obtaining mortgage loans stress-free by guiding you every step of the way.

Transparent Fee Structure

Our closing cost estimates and earnings are entirely disclosed to our clients and will remain the same throughout the process.

Smart Snippets


The time application takes varies from customer to customer. The specifics of your financial scenarios, the type of mortgage you apply for, details related to the transaction, the home, the seller, etc., will impact the application time. 

Mortgancial Planner offers different loan programs, including conventional programs, FHA, VA, USDA, and Non-Traditional Mortgage Loans. You can connect with our mortgage broker in Indiana and Kentucky to get a personalized loan as per your needs.

You can check and calculate mortgage payments easily through the Mortgage Calculator on our website. Connect with the mortgage broker in Kentucky to know more. 


Mortgancial Planner is a dynamic and trustworthy residential mortgage broker in Indiana and Kentucky with over 25 + years of experience. You can easily get a customized residential mortgage loan from us. 

About Us

Obtaining the lowest mortgage rate at the least amount of cost is a very important step in the mortgage process however it is not enough to equate to a successful home ownership! Learning the proper steps to eliminate debts, mortgage debt and counterbalancing household finance is essential.

Richard Dixon Owner
Mortgancial Planner
Company NMLS 2441422
Individual NMLS 60765
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